1. Accepted Forms of Payment
We accept a wide range of convenient payment methods at checkout:
- Major Credit & Debit Cards (Visa, MasterCard, American Express, Discover)
- Contactless Mobile Payments (Apple Pay, Google Pay)
- HSA & FSA (Health Savings Account / Flexible Spending Account) cards for qualifying medical wellness treatments
- Cash & Pearlbyjulia Official Gift Certificates
2. Medical Financing & Buy Now, Pay Later
We partner with leading medical financing providers to offer flexible monthly payment plans with low or 0% APR promotional interest rates:
Cherry Payment Plans
Fast, soft-credit-check application with approval in seconds. Choose from 3, 6, 12, or 24-month payment terms with 0% APR options available.
CareCredit Healthcare Card
Dedicated healthcare credit card offering promotional financing options of 6 to 12 months with no interest on purchases of $200 or more when paid in full.
3. Treatment Packages & Savings Bundles
Pre-purchased treatment series (e.g., packages of 3 Microneedling sessions or full facial balancing packages) offer significant cost savings over individual session rates. Packages are non-refundable but can be converted into spa credit toward other treatments.
4. How to Apply
You can apply for financing prior to your visit or during your consultation with our treatment coordinator. Inquire with our front desk or message us directly for application assistance.